Smart Card Store

A store card is a convenient way to pay for goods and services that are offered by leading department stores. In order to entice people, they offer exclusive store discounts and loyalty points to cardholders that aren't available to the public. Those who settle their balance in-full each month don't incur interest charges or struggle with personal debt problems. However, it is very easy to allow store credit card debt to snowball out of control.

Get Store Discounts and Loyalty Points with a Store Card

Retailers want to encourage customers to use their cards as this helps to boost business levels. They achieve this by offering store discounts and loyalty points that aren't available to non-holders. For example, the House of Fraser offers it's customers a £15 voucher for every £500 spent. Whilst this is an attractive offer, it can cause impulse buying and personal debt problems. It is important to only use store cards when an item is genuinely needed and not just wanted.