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The United States’ Social Security system is often viewed as the third rail of American politics and many pundits have called it a Ponzi scheme. Hardly a month goes by without some sort of news item about the looming Social Security shortfall and yet there seems to be little in the way of national will to fix the problem. Lost behind all the rhetoric is the reality is that many senior citizens rely upon Social Security to meet their basic needs after they retire from the workforce.

Let the Social Security System Calculate Your Future Benefits

Prior to retirement, some people wonder how much they will get in the way of Social Security benefits. Others look at their 401k plan or IRA and wonder how long they will need to work before they can retire. Fortunately the Social Security Administration provides a retirement estimator on their web site that enables people to estimate their retirement benefits. While the Social Security Administration does not provide a guarantee that the benefits will be precise, it remains a good tool to use when it comes to personal retirement planning.

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