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For people struggling with bad credit, not having access to a credit card can be a major inconvenience. These days, it is virtually impossible to reserve a hotel room, rent a car, book an airline flight, purchase expensive item, or shop online without the use of a credit card.

Fortunately, there are several credit options available for those with a bad credit rating. Consumers should take note, however, that many of these options carry high interest rates or fees, so those in the market for these credit products should be sure to do their research for signing up for a service.

Here is a brief rundown of the best credit card options for people with bad credit:

1. Secured Credit Cards

With a secured credit card, one is required to make a security deposit on the account typically ranging from $100-$500. The security deposit will determine the credit limit (at the beginning) and will be used to cover the debt in case the cardholder is unable to repay his or her obligation.

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